Somewhere in Middle America

Tuesday, May 29

Bank account, closed

I have much to post about the weekend, but I'll give you this before I head off to sleep (after 10 hours of westerly driving today).

On Thursday during a quick run-through Pittsburgh, I had a chance to stop in the same PNC branch that I opened my bank account in when I was a student. This time I was going to close it. I could have gone to any branch, but I liked the idea of it being opened and closed in the same place.

Anyway, after a few years of having the account just in my name, I added Maria's name. A joint account as the kids call it. So I strolled on into the bank solo -- wife and baby in the car outside chilling -- and asked to close the account. (I had been meaning to do this for a while, and there was like, only a hundred bucks left in there). The guy does some magic on the computer, prints out two cashier's checks -- one for the savings and one for checking -- and hands them to me. They have my name on them as well as Maria's. He tells me I can go and cash them right now at any teller.

So I do.

Now obviously Maria knew that I was doing this. But I was somewhat astounded at how simple it is to clean out a joint checking account. I would have thought that a cosigner would at least be needed on the back of the checks ... I'm pretty sure this is something I learned while I was a teller way back when.

Oh well. I guess that's how PNC rolls.

3 comments:

Anonymous said...

I just closed my PNC account as well. I actually had a good chunk of change in there so it was a nice little treat. It is quite easy. Just as easy as it was in the movie Original Sin when Angelina Jolie took all of Antonio Bandaras' money... double check on your partner because it is easy and you don't want them to be hot, seduce you and leave with all your money

spanks. said...

nor do you want them to be faithless, lying twits that leave with all your money...

Glen S. said...

Who are you banking with now? I closed my PNC when I moved out to CA. I was actually pretty happy with them - I liked that they had ATM in like every Wawa. now I'm with the 10,000 lbs gorilla BOA. Online stuff is pretty good - but they definitely have a case of big bank syndrome.

What I've read (most recent on top)

  • Boomsday by Christopher Buckley
  • Under the Banner of Heaven by Jon Krakauer
  • Blindness by Jose Saramago
  • Blackwater by Jeremy Scahill
  • The Nasty Bits by Anthony Bourdain
  • Friday Night Lights by HG Bissinger

Who is this?

It's me, Rehan. Male. 29. Brown, overweight. Mechanical Engineering degree. Pittsburgh sports fan. Married to Maria, father of Asim. Project manager for an engineering consulting firm. Finally to the point where I really enjoy my job. Regular bike rider.

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